There are estimated to be over 59,000 bars and taverns in the United States according to IBISWORLD. With the presence of alcohol at all of these establishments, a broad range of risks are possible on a daily basis. Everything from unruly patrons to poor liquor serving practices can lead to a potential lawsuit or insurance claim. Exposures for a business can extend well beyond slips, trips & falls, or your common types of property damage. Third-party liability claims in the event that a patron is involved in an incident also present a significant risk. With the unique exposures that bars and taverns face, their bar & tavern insurance coverage needs to ensure they are protected from every angle.