Effective March 20th, 2019, Conifer has suspended cancellation of policies due to non-payment of premium for clients who indicate financial impact by the recent COVID-19 outbreak and are experiencing trouble making a payment. Additionally, late pay fees have been waived at this time.

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Liquor Liability Insurance


Any person or establishment that sells, serves, or assists in the purchase or use of liquor (i.e. dram shop) has a civil and legal duty to do so responsibly. Your business is open for a liability claim as a consequence of someone getting intoxicated to the extent that injuries or property damages are the result.


Target Classes:

 
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Restaurants
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Bars & Taverns
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Nightclubs
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Breweries, Wineries & Distilleries
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Bowling Centers
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Convenience Stores
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Liquor & Grocery Stores
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Private Clubs & Fraternal Organizations

Program Benefits


Providing liquor liability coverage to business owners is the cornerstone of Conifer Insurance Company and is where our team got its start over 30 years ago. Also known as dram shop insurance, this critical coverage is supported by experienced underwriting and expert claims professionals.

Competitive & Stable Pricing
No Liability Deductible
Flexible Limits to Meet All Needs
In-House Claims Expertise
Meets or Exceeds State Requirements (LC-95)

Why Choose Conifer


Monoline liquor liability is offered in Michigan and Illinois and may be available in your state through a package policy.

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Our Industry Partner

Midwest Independent Retailers Association

Are you interested in joining the Midwest Independent Retailers Association or are you a member seeking a quote?

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Our Industry Partner

Indiana Licensed Beverage Association

Are you interested in joining the Indiana Licensed Beverage Association or are you a member seeking a quote?

Learn More