Concealed Weapon Insurance

Civil Defense

Pays for your legal defense costs in the event you are sued for bodily injury or property damage caused by your use of a "legally possessed firearm" arising out of "an act of self-defense." Our program provides coverage of up to $500,000 to cover attorney fees, court costs, expert fees, and those legal expenses incurred in defending you from a lawsuit. Our policy also includes Bodily Injury/Property Damage Protection. Bodily injury includes physical injury to another person as a result of your involvement in an act of self-defense. Property damage includes physical damage to the property of others as a result of your involvement in an act of self-defense.

Criminal Defense

Our policy provides up to $150,000 in Criminal Defense Coverage, up to $15,000, which can be allocated to cover expenses you might incur during any Grand Jury or Pre-indictment investigation including court costs, attorney fees, bail bonds and lost wages.

Spousal Protection

We offer the same coverage to the spouse of a policyholder while in the home free of charge. If the spouse carries outside the home a separate policy purchase would be required. We offer a spousal discount of $79.00 if the spouse purchases a separate policy within 60 days of primary policy holder.

Firearm/Accessory Insurance

In addition to our liability coverage, our Firearm/Accessory Policy provides the best property insurance available for your "legally possessed Firearms." Accidental physical loss caused by perils such as theft, fire, windstorm, and hail when lawfully stored in a building or home are covered. While other cut rate insurance companies limit the amount they will pay in the event your item(s) are stolen/misplaced while in the care, custody and control of others, we provide full coverage for legally possessed firearms while being lawfully transported by aircraft, rail, and/or automobile. This is an optional coverage that will result in additional premium.